Starling | Award-winning bank accountsSkip to main contentPersonal Business About HelpLog inApply nowMake the most of your tax-free ISA allowance by 5th April.Good with money starts ********anise your money, build great habits and stay in control of your spending.Learn moreGame-changing ************-changing habits.←←→→Family BankingOne app. All your accounts.Learn moreSpacesOrganise money into budgets.Learn moreBills ManagerKeep money for bills separate.Learn moreSpending IntelligenceAsk AI about your spending habits.Learn moreNo Fees AbroadSpend like home.Learn moreThere’s an accountwith your name on it.JointBills, budgets or just splitting brunch: it’s better together.Do life togetherPersonalSpend, organise and save with the habit-building bank account.Tell me moreBusinessNo monthly fees and free 24/7 UK support.Let's talk businessUnder 16sThe free debit card for kids, managed from your account.Teach life skills←←→→Budgets and bucket lists. Set aside money with Spaces within the app, separated from your balance. Good for tracking goals, and great for keeping your expenses neatly sorted.Spend directly from budgets.Create virtual debit cards linked to the Spaces you’ve set up, and only spend what you’ve budgeted. Each card has a unique number, CVV, and expiry date.Grab life by the bills.Put your bills on autopilot, and pay them from a ring-fenced Space in the app. See what’s due, what’s paid, and what’s left over for the fun stuff. Get the intel on your outgoings.Ask good questions, build good habits. Our new AI feature gives you instant answers and personalised insights about your money.SpacesVirtual CardsBills ManagerIntelligenceWatch your money growOur savings accounts.Fixed SaverThe top earner. 3.30% AER/gross interest.Find out moreEasy SaverWithdraw anytime. 2.50% AER/ 2.46% gross (variable) interest.Find out moreFlexible Cash ISANEWTax-free savings. 2.50%/ 2.46% tax free (variable) interest.Find out more18+, UK residents. Interest paid monthly for the Easy Saver and Flexible Cash ISA. Interest paid at the end of the term for the Fixed Saver. Starling personal current account required. Subject to eligibility. Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law; AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. Tax free is the tax free rate of interest payable where interest is exempt from income tax.Future-fit banking.Industry-leading security, including face and fingerprint recognition, and groundbreaking new tools powered by AI.Your money is protected.Eligible deposits are protected up to £120,000 by the Financial Services Compensation Scheme (FSCS).24/7 UK support from humans.Whatever the time, whatever the day. Start a live chat in seconds or give us a call – we’re ready to help.Scam Intelligence.Not sure if something’s a scam? Upload a screenshot and our AI will flag concerns, such as generic photos or low prices.Trustpilot reviewsIndependent service quality survey resultsGreat BritainGreat BritainNorthern IrelandPersonal current accounts, Great BritainPublished February 2026.As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,000 customers of each of the 17 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.View the full set of resultsThe requirement to publish the Financial Conduct Authority Service Quality Information for personal current accounts can be found here.2024 Authorised Push Payment (APP) scam performance dataAuthorised push payment (APP) scams happen when someone is tricked into transferring money to a fraudster’s bank account. Information about Starling’s performance prior to the introduction of the reimbursement requirement in October 2024 can be found in PSR’s latest APP Scams Performance Report published in February 2026.Join the millions of people getting good with money.Award-winning accounts. No monthly fees. Industry-leading security ************ly nowCompanyAbout StarlingAnnual Report & Pillar 3CareersCharity PartnershipsEthics statementGender equalityIf Not Now, When? InitiativeInternal Audit CharterNewsroomRefer a friend schemeTax strategyWomen in Finance CharterLegalAll legal documentsFSCS ProtectionPrivacy NoticeModern Slavery StatementCarbon Reduction PlanManage cookiesCustomer supportCost of livingFraud and scamsBanking glossaryCustomer support hubFees, rates and chargesHelp centreHow to contact usResponsible DisclosureMobile banking securityService statusWebsite accessibilitySocial media community guidelinesMoney worriesPartner with usAccountant referral programmeB2B Banking ServicesDevelopersEngine by StarlingConnect with usStarling Bank Limited (trading as Starling) is registered in England and Wales (No. 09092149), 5th Floor London Fruit And Wool Exchange, 1 Duval Square, London, United Kingdom, E1 6PW. We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 730166.© Starling Bank 2026. All rights reserved.Help
